If you find yourself only a few days away from the birthday of someone you love and you are still without a gift, you might think that you can just run to the store and pick something up. However, when you look at your bank account, you realize that you won't have the money for the gift until Friday, your next payday. What are you to do? Well, you could send the person an IOU on the gift, but that is just about as good as ignoring them. You could put the gift on a credit card, but you don't want to have it sitting on there and gathering interest. Instead, you can take out a payday loan to pay for the present.
The great thing about payday loans is that they are so quick when it comes to approval time. Generally, you can get the money you need in a day or two, which should be plenty of time to head to the store and pick up the present for that special person. Remember that you only want to take out enough money on the loan for the gift and card, as this will affect your interest. When you take out the loan, you will know how much interest you have to pay in advance.
After you take care of the birthday emergency with your payday loan, you will feel relieved. If you are the type of person who constantly forgets birthdays, you should set reminders on your computer or in your planner. Train yourself to look a week or two ahead in the planner on a regular basis and you won't find yourself in the same situation again. However, if you do it is good to know that you can rely on a payday loan to help.